Traditional credit cards reward spending; users want rewards aligned with financial goals. Stock-based rewards cards offer behavioral alignment but require careful compliance and user education.
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Gig workers in developing countries lack formal banking, making it hard to save, receive payments, or access credit. Digital banking via mobile could solve this if done right for unbanked populations.
Fintech
Users want a single account combining checking and investment features without switching between platforms.
Fintech
Retail investors in Latam lack simple, unified access to diverse investment products (stocks, crypto, ETFs). Building an app to democratize investment access in emerging markets remains relevant as fintech adoption grows.
Fintech