Check writing still exists (B2B payments, landlords, contractors) but digital tools are clunky. Glassjar solved it but failed due to execution/timing. Today, a solo builder could create a lean check-printing SaaS that integrates with banking APIs, handles check image generation and mailing via USPS services.
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Gig workers in developing countries lack formal banking, making it hard to save, receive payments, or access credit. Digital banking via mobile could solve this if done right for unbanked populations.
Fintech
Users want a single account combining checking and investment features without switching between platforms.
Fintech
Retail investors in Latam lack simple, unified access to diverse investment products (stocks, crypto, ETFs). Building an app to democratize investment access in emerging markets remains relevant as fintech adoption grows.
Fintech